Sovereign Gold Bond (SGB) 2026 — latest issue price, 2.5% annual interest, tax benefits and how to buy from RBI. Compare...
| Feature | SGB | Physical Gold | Gold ETF |
|---|---|---|---|
| Interest income | 2.5% p.a. | None | None |
| Capital gains tax (10yr+) | Tax free | 12.5% LTCG | 12.5% LTCG |
| Storage risk | None | High | None |
| Liquidity | Low (8yr lock) | Medium | High |
| Making charges | None | 8-25% | None |
| Min investment | 1 gram | 1 gram | ₹10 (1 unit) |
SGBs are issued by RBI during specific subscription windows (usually 4-6 times per year). They can be bought from:
Online purchase gets ₹50 discount per gram. SGBs are issued in demat form — no physical certificate. KYC required (PAN mandatory).
⚠️ Note: RBI has not issued new SGB tranches since Feb 2024. Buy existing SGBs from stock exchanges at market price.